Prenups: The Secret to a Stronger Marriage?4 min read

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November 13, 2024

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šŸ“£ Prenups are not just for celebrities and the super wealthy! Let’s say it again, prenups are not just for the rich and famous!!

Imagine this, you’re ready to say “I do,” but also believe “I own my own life.” Both can be true. And this is where prenups come in. šŸ’«

It outlines both how your property and finances will be handled during marriage, and how they will be handled if you divorce. Think of it as setting clear boundaries and expectations, so you are both protected and respected.

Why would I want a prenup?

Short answer – Lots of reasons! They’re neither good nor bad, simply a tool for setting boundaries, clarifying expectations, and planning for various futures. More and more couples are opting in and creating their future together. Let’s dive in and understand why you’d want one. šŸ‘‡

1. You have assets.

You’ve worked hard to build your wealth—whether it’s property, investments, a stake in a business, or digital assets like crypto and patents. A prenup lets you protect what’s yours, keeping those valuable assets separate.

2. You want to manage your different debts

We all bring a little financial baggage into relationships—be it student loans, credit card debt, or other obligations. A prenup helps you create a clear plan for tackling it together, so there are no surprises down the road.

3. You have different incomes or earning potential

Is there a big income gap between you? Differences in earnings can create tension, but a prenup can help ease that by setting clear expectations and even including a wealth-sharing clause to keep things balanced.

4. You have kids or this is your second marriage

Been married before or have kids from a previous relationship? A prenup brings clarity to your finances, so you know exactly what’s secure and sorted before you say ā€œI do.ā€ With past commitments and life experience, it’s smart to get everything locked down upfront.

5. You want to be in the driver’s seat of your life

ā€œBecause I want oneā€ is reason enough. You don’t owe anyone an explanation for wanting a prenup—it might be for peace of mind or simply because you prefer knowing what to expect. What matters is that you define what’s important to you and have an honest conversation with your partner to find a respectful, authentic way forward.

Things to keep in mind

Prenups can be a super useful tool, but they aren’t perfect and won’t always work in every situation. Here’s a few things to keep in mind –

  • Legal Hiccups – If it’s unfair or not properly written, a judge might not honor it.
  • Big life changes – A good prenup covers most things, like future kids and careers, but if something major happens (think: surprise inheritance, winning the lottery etc), you might need to update it.
  • Cost + Logistics – Prenups can be pricey, and they often require working with a lawyer, lots of communication, and a proactive approach.

It’s a personal choice

At the end of the day, this is a decision for your and your future spouse. Prenups can be a valuable tool for creating boundaries, managing expectations, and maintaining control.

Without a prenup, your state’s divorce laws take over. In some places, that means a 50/50 split (community property states), while in others, it’s a more flexible ā€œequitableā€ division. With a prenup, though, you get to call the shots and have way more control over how things go down.

Only you know what is right for you.

šŸ’« REPEAT AFTER US – I can be an independent woman and a loving wife. šŸ’« šŸ‘ šŸ’«


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