đź“Ł Prenups get all the attention, so we’re here to talk about their underrated sibling, The Postnup. If you’re already married and thinking, “Wait, can I still protect my assets and set clear financial expectations?” The answer is YES! đź’ˇ
What is a postnup?
A postnuptial agreement or “postnup” is a legally binding contract you and your partner sign AFTER the wedding. It spells out how assets, debts, and financial matters will be handled during marriage and if you divorce. It’s a great tool because it’s your opportunity to set clear expectations, reduce future conflicts, and make sure both you both feel confident and secure.
Why should I get one?
Life evolves, circumstances shift, and people grow. Maybe you and your spouse started out earning similar incomes, but now one of you is making significantly more. Or perhaps one of you stepped back from your career to support the other or take on caregiving responsibilities. These changes matter, and having a plan in place is key. What made sense at the start of your marriage might not fit now, and a postnup could be the perfect tool to realign your financial future.
A postnup helps you protect what’s yours and avoid financial confusion. It allows you to clearly define who owns what—whether it’s an inheritance, a growing business, or newly purchased property—so there’s no gray area. It also ensures that debts stay where they belong, making it clear that whoever brought a debt into the marriage remains responsible for paying it.
Maybe you didn’t think about a prenup before getting married or didn’t realize how state laws determine what happens if you divorce. Now you can correct that! A postnup gives you the chance to set your own rules instead of leaving it up to the courts.
Postnups can strengthen your relationship. Money is one of the biggest sources of conflict in marriage. Creating a postnup together requires honest, open conversations about financial expectations, which can actually bring you closer together rather than driving you apart.
What does a postnup include?
A well-crafted postnup can address:
- âś… How marital assets and debts are divided in divorce
- âś… Who is responsible for specific financial obligations
- âś… Protection for inheritances and family businesses
- âś… Direction/guidance for spousal support (alimony)
- âś… Agreements around future financial changes
Things to keep in mind
- đźš© It has to be fair. If a postnup is wildly unbalanced, a judge may not enforce it.
- đźš© Postnups cannot cover every possible issue or scenario (IE you cannot decide child custody or child support amounts in a prenup)
- đźš© Make sure to get legal guidance. Each spouse should have their own lawyer to make sure the agreement is fair, valid, and enforceable. ( 🔥 PRO TIP – Find your lawyer in our directory! 🔥)
Is a postnup right for you?
If you’re married and want to âś… protect your financial future âś… reduce uncertainty and possible future conflicts and âś… feel more secure in all possible future life scenarios … then a postnup could be perfect for you!
Every marriage evolves, and having a plan in place isn’t just smart, it’s empowering. You know what’s best for you, and a postnup is simply one more tool to help you protect your future on your terms. 💪 💫
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