The best way to keep costs down is to stay out of the courtroom.
Divorce isn’t just emotionally draining, it’s a financial beast too.
The more you can work out your differences and create solutions together, outside of the courtroom, the cheaper and quicker this entire process will be.
The fastest, cheapest, and most peaceful divorces take place outside the courtroom.
An Uncontested Divorce can save major money.
Here’s a quick refresher on “Uncontested” vs “Contested” divorces –
- Uncontested Divorce – Spouses agree on ALL terms of a divorce. (IE how to divide money and property, share debt, care for children)
- Contested Divorce – Spouses disagree on divorce terms, requiring a judge to make the final decisions through the court process.
How do I get to an uncontested divorce?
Negotiate with your partner. Let’s face it, clear and consistent communication with your ex can feel like climbing a mountain. Start small. Pick a lower-stakes topic—maybe who gets the blender or how to split up holiday decorations—and work through it together. Every little agreement builds momentum.
Hire the right experts, at the right time. You don’t need to navigate divorce solo—hiring the right experts can save time, money, and headaches.
- MEDIATORS help couples tackle tough topics like child custody and spousal support without stepping into a courtroom. At $200–$800 per session, mediation can be a cost-effective alternative to drawn-out legal battles. Bonus: Some states require mediation for parents and might even cover the cost.
- Divorce is emotional, and THERAPISTS can be a game-changer for managing stress and making clear-headed decisions. They’re especially helpful if your kids need extra support.
- FINANCIAL EXPERTS (ie accountants and certified divorce financial analysts (CDFA)can ensure your financial decisions today don’t hurt your future. From taxes to property division, their insights are worth every penny.
- If selling or dividing property is on the table, a trusted REALTOR can help you get the best deal—and ease the stress of moving on.
- When legal expertise is essential, having a skilled DIVORCE ATTORNEY can make all the difference. Save their services for the big stuff where you truly need an advocate.
What if I still can’t afford a divorce?
Worried about how to pay for your divorce without drowning in debt? You’re not alone, and there are solutions to help 👇
DIVORCE LOANS – A personal loan used to pay for the costs of divorce. They come from banks, credit unions, or companies specializing in divorce financing. You repay them over time, with interest. It’s generally more affordable than a credit card, thanks to lower interest rates.
The pros- Quick access to funds. Manageable monthly payments. Timely payments can boost your credit score.
The cons – Late payments can harm your credit. Adds to monthly financial obligations. May limit your flexibility for other expenses.
LEGAL AID – Legal aid offers free or low-cost assistance for low-income individuals. Services range from advice to full representation. You might qualify for free help with your divorce if you meet certain income requirements.
FEE WAIVERS – Court filing fees can add up quickly, but if your income qualifies, you may be able to avoid them entirely.
ONLINE DIVORCE SERVICES like Hello Divorce. They offer affordable plans, from state-compliant legal forms to full legal and financial support.
Divorce is expensive, but it doesn’t have to be a financial catastrophe. Explore your options, weigh the pros and cons, and create a plan that works for you. You’ve got this!